And I would suggest to eveyone to be very concerned not only to the 'excerpts' contained in this health care package ... but also to any 'excerpts' contained in any of their insurance policies, wills, contracts, and other legal documents. It's the small print that usually screws people ... like the Student Loan provision 'excerpt' that was sneakily inserted into a HEALTH CARE BILL that no one knew about until after Obama signed the flawed legislation into law that I hope the Supreme Court will eventually throw out.