I feel a community is involved in keeping Social Security alive... The whole program is nothing more than a supplement; a fund-building method calculated at a rate of what one contributed by way of what one earned. As I noted earlier, since nobody is complaining about not receiving their COLA this year and next year... what would be wrong with continuing the no COLA year after year while those who are now paying into the fund will pay the amount at the same level (let's say 15% flat increase) along with being bumped up a few years in order to build it up perhaps to a point where it could last for another 20 to 25 years. Try to remember this is a fund that has been building for years at a rate of contribution that served well for up to 35 years before adjustments were made. Adjustments need to be made again. Seems quite simple, I would think.