"Well, if a member has a chip and you ask him what he wants for it and you agree to the price, I don't think, he has done anything wrong. He might not even know about them."
Gene I agree with what you say. To me a deal is a deal, but if the seller is a member and misrepresented the chip knowing or not isn't the buy entitled to a refund. Without looking at the code of ethics now I believe that is covered there.