I heard so much from the economists and Wall Street that the recent Wall Street rally is the beginning of more and bigger economic activities - that we have to reexamine our holdings to let our 401K, retirement funds and financial holdings mix be ready to work harder for us.

Of course most of the average investors will have a meager funds available to "sail through" the end of the year, after these funds were eroded drastically during the 08 and early this 09.

Do some "homework" and go back to the market prepared and make some.

Leonidas