First I would like to thank Kerry for all of his kind words in the above post. As for sending items to club members before payment arrives that should be a choice. I have had two problems in the past with people who post on this board on a regular basis not sending the item and another not sending payment. I did not wish to bring it this board as I do not want to embarass anyone. I dealt with the situation myself and it was resolve in a peacful manner. I currently have purchased chips from a number of people on this board and I was never offered to have my chips sent before payment arrives. I do not expect that that type of treatment. Normally once I deal with someone and I feel comfortable with that person I will send the item before payment. Finally just wanted to say that I wish no ill feelings towards Kerry and to let him know his chip will go out on Monday.