gets? Hope she drops a million on him. Dose this payoff take 20+ Yrs, or all at once? At 38 she might be better off with a million+ a yr. for 20+ yrs. How much tax would she have to pay both ways? Nv. has no state tax, thats a plus! Luck gal, hope she invests and spends wisely. Would to hear more about her. This is what dreams are made of.