I didn't join the club - and this was posted a year ago and drew some commentary - because I felt there were too many members who complained all the time on this Board about what the club's directors and management were doing, complained about the convention, and acted without civility toward each other in public posts. It has nothing to do with what I can financially afford. Even when some club members were offering to pay most of the dues for new recruits, I still opted to remain unaffiliated. And civil.