I like Gold over Platinum. The coin dealers will usually sell 10% or less over spot. I will buy proof's direct from the US Mint when they are issued. These usually make it into the secondary market on e-bay, and other sites. If you don't care about the dates you may catch a deal. Most sellers were not taking Paypal so I don't know how that is working under the new rules. I did not have problems with the coins that I purchased on E-bay. Take care. Jim...