Wow.....
Apologize for what? Telling it like it is?
You handled this whole thing poorly and offered no help,no sympathy....in fact... little professionalism at all until I started posting in here,and even then you went scurrying to your friend to ask his advice. Man up dude. Act like a professional!
As far as I am concerned,your whole non insurance after the fact thing is a convenient way to say screw you.
Sorry pal...no apology.
Thanks for the offer but keep your chips. I am not giving you another nickel.
I will do the eBay thing and let nature take it's course.
The door was open...and is now closed.