For those of you who don't care about bankrolls and math, your chances of winning (or losing) are 50/50. Either you do or you don't.

It doesn't matter how much you know about statistics...
If the dice don't pass (for do bettors) you gonna lose.

Corollary: When you switch to Don't Pass when the table is cold, the dice will turn hot.

Timing is everything... better to be lucky than good.