Alan,

If you're a seller, you receive mail from the buyer's address that says "You've Got Cash!" Then you log into your PayPal account and you can either direct them to mail you a check(5-7 days) or if you give them your bank information they can deposit it directly into your account(3-5 days). I really think you'd like it given the number of auctions you have going all the time. You don't have to wait the 3-10 days for payment to arrive before you ship and there's no worry about hot checks.

I think they charge your credit card if your the buyer. I'm not sure but if you sign up I'll probably find out soon enough.

Regards,

Josh