If you read my FIRST post I stated that dealings with people I know I use a different set of standards and would take the risks. I guess you MISSED that part. I don't remember ever using 'club members' in ANY of my posts. Please point out where I did. (U can't). So stop with the rock throwing. YOU asked if anybody agreed with you in your firt post, if you ask that be prepared for and answer that you may not want. Now can we quit?