I have wrote a few fraud reports this month and everyone was from charges made overseas. Some of the victims tell me that the card wasnt stolen and that they did not answer any fishing email. Make shure you run your spyware program when ya get off of the computer after every sesion.Also if you pay for things online with your credit card some credit companies offer a "shop safe" feature.This will create a seprate credit card number for the amount you wish to spend online and if someone gets a hold of the card number for some reason the amount you used in shop safe would be the only amount the thief could access. Sorry to hear what happened. TC Von