Refinanced a recently purchased automobile with a lower interest rate and of course part of the "sales" process is the lender trying to get a few more dollars out of your pocket by offering "disability insurance" that would make the payments should you be out of work due to health problems.

In so much as I am ALREADY medcially retired I asked that if I purchased the insurance, would they then start making all of my payments for me?

When they said NO, I then asked that if I went back to work, would they then make the payments for me.

They then quickly changed the subject!

Some people just have no sense of humor at all!!

John