a bit different than just slapping on some stamps and dropping it off at the post office. I offer insurance at cost on my auctions as a courtesy, but dread when people actually buy it because of the inconvenience of having to go to the post office and then wait in line. Is his cost a rip-off...yes, but maybe he's just trying to discourage people from taking that option. Hmmmm...that gives me an idea... Steve B