Captbanjo is an upstanding seller in my book! I had purchased a chip from him last year that became quite a story. The chip was lost in the mail and Captbanjo within a week refunded my paypal payment and he was thus out the payment and the chip. I had not requested insurance and he was really under no obligation to refund my money. What turned out is that several months later, the chip turned up in my mailbox! It had been lost all that time [my speculation is that since it was sent in a white padded envelope, somehow it got turned upside down in one of those big post office carts and was never noticed.] I contacted him and promptly returned the chip to him. We both had a good laugh about the whole thing. He is A-OK in my book.
Rick