I just woke up to the fact that unless the winners of the contest go to their own collections & give themselves a chip that 1st place will get 20 chips & second place 9 chips. A total of 29 chips from the losers (for each half of the season) instead of 31. No big deal, but I did want to point it out! I am also going to be giving a prize to the person whose two teams for the ENTIRE season have the worst winning record. It won't be a chip, it will be Football related! I'll post a picture of it at the halfway point of the season.........Andy - Las Vegas