Josh, Glad to see you posting on the board so people can tell you how they feel. An I correct in hearing that you believe when a person makes a trade it is the person receiving the chips that should pay for shipping and insurance? Josh, you never asked me for money to pay for chipping chips to me and I never asked for money from you to mail your package. Had you asked me if I wanted insurance and I refused then you have a valid point. YOU NEVER REQUESTED THAT I PAY FOR INSURANCE. If your point is correct I should be expecting to receive a check from you for $9 to cover the shipping I made to you. In a trade it is the responsibility of the sender to pay shipping (and insurance if necessary). It was up to me to do the same on your package and had it not arrived I would have replaced your chips and not given you a sob story about how you are a poor student and cannot afford to replace them. If you are so poor Josh, how can you afford $100 worth of my chips? Bottom line is the trade was not completed, you have my chips and I have nothing. Either send back my chips or replace the ones you were going to send to me. IT is the only ethical thing to do.