I much prefer PayPal and always ask if it (an non-credit card xfer) is an option on my transactions (note that I do not sell).

I love it's ease of use and convenience and have very little concern of it's integrity.

I do beleive there is a cap to the volume of trancactions (in dollars - I think like $2,000 of them) for free transactions. After that, there may be a fee. Can anyone shed more light on this?

Like several of the others stated above, for whatever reason, I can justify my PayPal funds as a sort-of slush fund for chips. I often will make a PayPal purchase that I would not have made out-of-pocket (does not make much sense, but several of us seem to share this concept).