Hi Jill,
What happens in many cases is, if the level of intoxication is very high, and it can be shown that a casino (or bar or restaurant) knowingly kept serving alcohol to a visibly intoxicated person who was also likely to get in a car and drive, both the drunk and the establishment are sued.
That was one of my biggest concerns when I had a liquor license. I cut quite a few people off when I was working behind the bar, and all of my employees had specific instructions to do the same. We even set up a phone network with other bars that were close by. If someone cut someone off, they or we would call the other bars with a description of the person. We did this because sometimes it can be hard to tell on the first drink served if a person is s-faced drunk. Most of 'em can say the word "Bud" without slurring it.
My business insurance policy had $1,000,000 in liability coverage written into it to cover just such a situation.
Bob
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