... about this, Archie:

>> Defending potential lawsuits is not an inexpensive proposition ...
>> even if one is found not guilty.
>> These potential risks should be taken by the private show promoter, not the club.

However, the real issue, as I see it, is:

Would it be worse for the club to get sucked into such a lawsuit while covered by insurance (in which case, if the claim is covered by the policy, the insurance company will pay the costs of defending in addition to paying any judgement, subject to the policy limits) or while not covered (in which case the club would bear all of the costs of defense and any judgement against the club).

Real world consideration -- being added as an additional insured is very unlikely to increase the probability that the club would be named as a defendant in any lawsuit (i.e., small risk in taking this step).

Once the club has become involved in any way (even such a seemingly trivial involvement as licensing the use of our logo on a chip), it has liability exposure. That being the case, being added to the insurance coverage is, on balance, a definite plus.

----- jim o\-S