Rick,

I know that it's a sore spot for many people. The corruption in the accounting of these corporations that is surfacing is affecting a very large chunk of the population. Whether directly or indirectly.

I, and I'm sure others on this board rely on annuities for our income. If we are retirees and the money was 401K based, we must draw from these funds at a rate that is written in stone. That means that we can't just draw less when the market is bear, and more when it is a bull market. With just a little less than three years of retirement, I'm looking at the probability of seeking employment. Not crying, just angry.

Kerry