Yes that's right. They rolled out a new system, which is still in process. They didn't just change everyone at the same time.

I got the notice when I tried to list something last Month. Now they are going to direct transactions through a checking account. Since I don't want eBay on my personal account and I don't want the deposits on the business account, I found a local bank that has a "free" checking, and no fees at all. Deposited $100 and I have an account that's only for FeeBay.

https://www.ebayinc.com/stories/news/ebay-to-intermediate-payments-on-its-marketplace-platform/

So while they hand out the soft soap and benefits, I don't see much being better in any way and they are going to pick up the fees, so we probably won't see any savings.

"Sellers will be required to complete these steps in order to continue selling on eBay, and it is anticipated that this transition for sellers will occur no later than one year after the expiration of eBay’s Operating Agreement with PayPal, i.e., by July 2021. "