The bullion source is asking about a 6% premium and the coins above almost 20% premium. If silver goes thru the roof you can make money but that has only happened once since 1980. That is a long time to wait. Most investment brokers do not recommend silver or gold as an investment for just that reason. But it never hurts to have some stashed away just in case the worst case situation happens. just don't expect it to be a great investment.