I do not have a paypal balance.
the funds wer transfered from my bank
i paid no fee
the seller paid the fees
these are the facts and my points

you said
When money comes from your account (Bank, Credit Union, etc) electronically, there are no fees to either the seller or buyer.
seller yes
PayPal only accommodates the electronic transfer for you. agreed
Why would you pay fees to use your own money that is not on account with PayPal. I don't ...I didn't

Remember, I said if you have a balance in the account,
I have no balance with Paypal
PayPal will get some fees.
DO NOT HAVE A BALANCE IN THE ACCOUNT I don't
...Transfer the amount from your Bank or Credit Account. I did

Ready PayPal's policies and you will better understand.
I will have to

cause i dont understand your point