I don't believe anyone thinks ALL club members are trustworthy. In fact there are a few I have known over the years that I wouldn't trust with a $1 chip.

However because of the COE in place anyone who had a problem with a club member has recourse thru the clubs claims program. That same recourse is unavailable when dealing with a non member.

That is the reason I believe so many people including myself have no problem dealing with another member and sending chips immediately.

I personally have never had a problem with a non member and I have many friends here in my local club that are not members and perfectly content to collect without being members.

I can respect anyone's decision to not become a member, but I guess I am just tired of hearing people claim the reason that they are not members is because of how someone else acts.

Thanks for listening.

Doug