I don't believe that I've ever dealt with you personally and would not exclude you from personal transactions simply because you are not a club member. But, I also would NOT send chips that have been purchased by a non-member prior to receipt of payment (and payment "clearing") -- while others here might, for me, it's just a matter of personal choice. There is no real method for recourse against a "non-member" should a dispute arise, while dealings between club members does offer a method of mediation & recourse.

Steve Bedo