..., while I sympathize with your plight, you should not be mailing chips prior to receiving payment ... especially to a non-club member. Thanks for the heads-up identifying this alleged deadbeat. Perhaps you saved someone else from a similar potential loss.

Yeah, I know that club membership does not guarantee anything, but I have always looked upon someone who holds club membership as possessing the "Good Housekeeping Seal Of Approval". I have sent chips prior to payment to club members, but never to a non-club member.