Doug, I just wanted to give a shout of thanks for your post.

I think people don't appreciate the amount of effort and research that must have gone into doing that analysis.

It is super helpful to have the neutral perspective of someone who has such a deep background in the club. And it is really, REALLY good to have all the topics together in one place. I know some people pick on certain aspects, but the big picture helps to pull everything together.

- Bob