If you ship via PirateShip.com and use shipinsurance they will reimburse everything if you include the shipping cost in the insured amount. Plus you get a discount on the USPS shipping cost for Priority Mail and the insurance is cheaper. Not to mention you can print your own shipping label and just leave it for the postman to pick up thus avoiding a trip to the post office. And PirateShip will handle the insurance claim for you.