I was annoyed by this also, a couple of months ago, but I sell everything from baseball cards to jewelry on EBay so I gave them one of my bank accounts that has very little in it. I will say that it has worked out so far. One drawback is it is at least two days before the money is in your account. They cut PayPal fees out of your life, but increased their fees, but it comes out a little cheaper for you, though I predict that won’t last.