Might be the direct transfer system that we are being forced into using. I haven't bought anything in weeks and my account I can't make new listings without a checking account association.

https://www.ebay.com/help/selling/getting-paid/getting-paid-items-sold?id=4814#:~:text=How%20quickly%20you%20get%20paid%20after%20a%20sale,to%20clear%20the%20funds%20into%20your%20checking%20account.

But I read the forum and see this: Buyers will still be able to use PP for paying sellers if they want to. This payment processing program called MP only affects the sellers.

Sorry to be of little help but this is a mess.