...........my personal/business card chip last year. I modified and approved several drafts of the art work, colors and wording on my personal chip. I also supplied the artwork for the picture on my chip. I also supplied the over sized Paulson chip that had the custom made inserts applied to it to produce the Final Chip !! I can't speak for everyone else but I certainly oversaw and contributed to the production of MY Chip.
Take care,
Jerry