A few years back I made a trade with another person. We both sent the chips to each other and the other person wanted to insure his package to me for $200. (I think it was overi insured)When that package arrived...there were tire marks on the package and more than 1/2 of the chips were broken. They made a claim and got paid for the chips and then sent me some other chips as a consolation.
That was the only time I have had anyone insure a package to me.