Roy , yes I am from California,born and raised.I live on Catalina Island right now and have lived in Hawaii as well. I have lived from one end of California the other.From Redwoods to Southern California.I don't know where I will retire yet,but still have about 10 years to go,but been looking around to see the best spot for me,maybe Florida? Texas? Az? Hawaii? I'm not sure yet Maybe California.Thanks Roy for showing me more of the card pics,Torrey