Will - that is a good decision - even two years after the fact. We are a very small community and word spreads quickly about the implied character values of our members. This is the only hobby that I know of where almost everyone is honest. There is no other hobby where I would send $100 or more in product without being paid first. But that is just not a problem with chip collectors. If someone comes along and rips off other people here (I am not saying that is what happened) the word spreads fast and that person may be avoided by others. You will also find out that when buying, selling or trading you sometimes get a good deal or a bad deal. But in the end they all seem to even out. Most people here have thousands of dollars of chips in their collections and that one $5 chip becomes almost meaningless in the long run. The key is to sit back and enjoy the hobby.