Man: Yes

Woman: How many beers a day?

Man: Usually about 3

Woman: How much do you pay per beer?

Man: $5.00 which includes a tip,

(This is where it gets scary!)

Woman: And how long have you been drinking?

Man: About 20 years, I suppose.

Woman: So a beer costs $5 and you have 3 beers a day which puts your
spending each month at $450. In one year, it would be approximately
$5400. Correct?

Man: Yeah! Sounds right.

Woman: If in 1 year you spend $5400, not accounting for inflation, the
past 20 years puts your spending at $108,000, correct?

Man: Correct.

Woman:Do you know that if you didn't drink so much beer, that money
could have been put in a step-up interest savings account and after
accounting for compound interest for the past 20 years, you could have
now bought a Ferrari?

Man:Do you drink beer?

Woman:No