John I have never had a problem with a gift... I always leave it blank.

Now one time they asked what it was for but thats me sending thousands of $ to the same person a lot of times in a week. I just said it was a donation and never heard from them again. 80% of the payments I send are as gifts too... again I just leave it blank. maybe thats the key? orI do a lot of business where they get a lot of fee's from me?...