I wanted to add one additional comment. As I noted last month, the Company initially declined coverage but in my experience as a personal injury defense attorney working closely w/adjusters I believe it was the claims representatives who initially declined coverage. Ultimately, the claim was paid in full. The company did not quibble with my estimated damages. Using the CHIP RACK@ values with only a couple of exceptions I valued each chip at the low end of the value set forth in the book. If anyone wants the name of the Company send me a private post.