When I first started collecting chips, it was strictly what I got at a casino. G- 100%
Then my inlaws gave me a chip they got on vacation - in Cario! And then other friends got me some chips, but I was still about F - 75%.
Then I joined CC>CC, and fell (quickly) to about 35%, and since gaining some focus (Northwest obsolete and obscure, OR, WA, and NV), I'm a C -20% at best.
Sad thing...if I started collecting back in my "more playing days" I'd be 50% (I've since purchased chips I used to play with!).
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