Hi Steve,
Just a minor comment to this statement. You said........."But Jim, I did want to point out that you may have chosen a better analogy as most of us know what followed the Roaring 20’s!!" Yes, those of us who study and have studied this period of time realize the depression was the result of cyclical Capitalism. Periods of boom and bust are just the nature of the system we follow. However, the actions taken by the federal government determine how long or how short the "bust" or the "boom" will be.

The rest of your comments I have no problem with.
Thank you,
Jim