A man and his wife, moved back home to West Virginia from Ohio. The husband had a wooden leg, and to insure it back in Ohio cost them $2000 per year!

When they arrived in West Virginia , they went to an insurance agency to see how much it would cost to insure his wooden leg.

The agent looked it up on the computer and responded, "$39."

The husband was shocked and asked why it was so cheap to insure it here in West Virginia because it cost him $2,000 in Ohio.

The insurance agent turned his computer screen to the couple and said, "Well, here it is on the screen, It says: Any wooden structure, with a sprinkler system above it, is $39. You just have to know how to describe it!"
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