I have been investigating alternatives to PayPal, and I think I came up with a good one. I intended to post about it on this board after I experimented more with it, but seeing this post, I'll put it here now.

I recently sold someone $300 worth of chips via PayPal. The PayPal fee to me was $9.00. With Chase QuickPay it would have been zero!

Dealers and collectors can no longer honestly (or practically?) settle trades and purchases using PayPal AND PAYING NO FEE. It used to be (before June 3rd) that ANY receipt into a PERSONAL PayPal account was not charged a fee as long as it was not credit card-funded. No longer. Since June 3rd, EVERY receipt (including cash funded ones) going into a Personal PayPal account is charged the 2.9%-plus-$0.30 fee unless the sender designates it as personal, like a gift or loan payment. Even if you were willing to perpetrate such lying, I wonder how long PayPal will let you get away with it if you have NUMEROUS "gift" or "loan" receipts.

Here is an alternative to PayPal -- Chase QuickPay's electronic funds transfer service. Advantages and features:
¶ no fees for the payer and the payee. (Chase QuickPay INVOICING service costs $25.00 per month, but QuickPay alone [and that is all you need] is completely free.)
¶ only one of the parties (either the sender or receiver) must have a Chase account!. The other needs only an email address and a non-Chase bank account.
¶ the funds are transferred electronically between the accounts in one or a few days, with Chase as the middleman. (It takes one day if both have Chase bank accounts.) Neither party knows the others account number, etc. And when the non-Chase customer sets up his profile with Chase, he doesn't disclose any personal information to Chase other than his name, address, phone number, the name of his bank and the account and routing numbers.
¶ quick and easy once you have your permanent free QuickPay "profile" set-up. (And just like with PayPal, you can forward a payment to anyone who doesn't have a QuickPay profile set-up, but does have an email address and a non-Chase bank account. It is just that the payment stays in limbo until he sets up the Chase QuickPay profile, something that should take less than a week online.)
¶ Chase is the 3rd largest bank in the US.
¶ eBay doesn't sanction it, but it can be used for non-eBay sales, and even for eBay if the buyer requests it. (And what is stop the seller from offering it to eBay buyers, perhaps with a discount as an inducement?).

https://www.chase.com/ccp/index.jsp?pg_name=ccpmapp/shared/marketing/page/ChaseNetwork

https://www.chase.com/ccp/index.jsp?pg_name=ccpmapp/individuals/shared/page/quickpay_faqs
(You can easily find these links/pages yourself by doing a Google search on "Chase bank QuickPay" or "JP Morgan Chase QuickPay" or anything similar.)

Another alternative to PayPal is using Bank of America. The transfers are free and instant (same day), but for any transfer both parties must be Bank of America customers.

Robert