Sorry to hear that you have to take such a drastic step from a hobby that you enjoy so much and receive much pleasure from. I guess I'm one of the lucky ones who took a buyout after 38 years with NJ Bell/Bell Atlantic/Verizon long before the sh*t hit the fan! I sincerely hope that things turn around for you Pam, but I understand that you have to do what you feel you must and nobody else can make that decision for you.