in your days of eBay and any other transactions on the net?
I know that this is something that several have mentioned but.....for me anyway.....in over 10 years of eBaying,I had one cheque bounce and the lady was so distraught that she actually sent me another payment immediately WITH DOUBLE THE PRICE!!! That is well over 5,000 transactions with on even remote problem.
And,you know as well as I....if someone really wants an item they will go to the moon to get you that money(you know what us collectors are like )
Ah...it will be a topic of discussion forever. You just have to do what is right for both trading/selling partners and all will work out in the end.