... the intro involved many, along with the FDIC Chaiman Shelia Bair, who included statements that the increase proposal should include provisions that will not allow the increase to take effect untill 2011 at the earliest... but I think there's another provision that allows a temp plan to last for 12 months, initially.

I tried reading the proposal and I'm completely confused... and I'm glad that I'm not the only one who is. I'm just glad I'm not one of those who will have to be answering a lot of questions a few weeks from now.

My biggest concern is that none of this carries a guarantee... and what do we do one year from now...!

JB