My link didn't work but this is the information about accepting CC if you have a personal account. On the bottom of the screen is a link to the FEES. It's on that page. Unless I misreading it, you can accept a limited number of CC payment with a personal account.

Receive payments funded by Credit Card, Debit Card or Buyer Credit...

4.9% + $0.30 USD (limit of 5 transactions per 12 month period)** for domestic or U.S. transactions

2% + applicable Fees Fees for cross border payments

4.9% plus $0.30 USD for card payments received using PayPal on Skype