I also carry my own clubs, and the older I get, the less clubs and extra junk, I put in the bag.
Back to the point. I see exercise bicycles at almost every rummage sale. You should be able to find a used one on the curb (free) or at a resale shop, cheap. If you find you are using it and like riding for exercise, then buy one. But I wouldn't go out and buy a top of the line and find out I'm bored, or that I don't use it.
Ask your neighbors and friends, I bet you can find one free!
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