buyer of the Dell computer that takes place FOB buyer, and is automatically insured by Dell, which is why they charge $50 shipping, while in the case of the contract to sell my chip, acceptance of the terms and conditions of the auction is evidenced by the bid. It's the difference between FOB seller FOB buyer. Both are recognized by the Uniform Commercial Code, as I recall.

In any case, PayPal assures me that if I provide a tracking number, they will not accept a charge-back claim for damaged or non-delivery from the buyer. Since PayPal won't reimburse them, and eBay won't reimburse them, and I won't reimburse them without insurance, then I guess they can take me to court if they think they've got a case, because EVERY attorney knows there is NO legal liability for anything until a judge says there is. If that's not the case, I'll require insurance with every purchase. It's up to the buyers if they want that.

The way I figure, once I deliver it into the hands of the USPS, and can prove it, it's the buyer's problem unless I'm negligent somehow, prior to my delivery to the common carrior. I lived up to what I said I would do. I'd have to read it in PayPal or eBay rules before I'd believe otherwise. I'm not a commercial enterprise. I'm a collector. And, thank God, I'm not an attorney.

The bulk of my career was in Quality Systems Management, where it was my job to turn shades of gray into Black and White. It seems to me that an attorney's job is to turn Black and White into myriad shades of gray.

A contract to sell consists of two parts. Offer and acceptance. The seller sets the terms of the offer, and the buyer either accepts or rejects. Acceptance of the terms in an auction is evidence by bidding. The time for rejection or negotiation of certain parts of the offer is BEFORE, and NOT after acceptance.