I sure many of you have insurance on your chips and other related casino items. I'm in the process of finally getting around to doing this and want to know from others what you have done to get your chips insured. I trying to avoid another insurance company.

For those who have insurance did you need an appraisal?
Do you have a seperate rider or is it added to you home owners policy?
Did you have to supply documentation for what you have?

I'm trying to get a feel of what many of you do, so I can work with my insurance company. Any help or comments would be appreciated. My insurance company is asking for an apprasial because is it so rare and unusual.

Thanks ....Pam